Get up to 75% of your gold's market value as a loan in under 30 minutes. Safe custody, transparent rates, zero hidden charges.
Fast, transparent, and flexible — our gold loan is designed to get you the funds you need with zero hassle and complete peace of mind.
Walk in with your gold, walk out with cash. Get your loan disbursed in under 30 minutes with minimal documentation.
Get the best valuation for your gold jewellery and coins. We offer up to 75% of the current market value as your loan amount.
Your gold is stored in a fully secured, insured vault with round-the-clock monitoring and returned in the exact same condition.
No income proof. No credit score check. No bank statements. Just one government-issued photo ID is all you need.
Choose a tenure and repayment style that works for you — monthly interest payments or a lump sum at the end of the term.
Repay your loan early anytime without any extra charges. You only pay interest for the days the loan was active — nothing more.
We've simplified every step. No paperwork maze. No waiting days. Just bring your gold and a valid ID.
Visit any of our branches with your gold jewellery or coins and a government-issued photo ID. No appointment needed.
Our certified appraiser evaluates the purity and weight of your gold in front of you. The process is fully transparent.
Receive a loan offer based on current gold prices and your gold's value. Up to 75% of market value, instantly.
Accept the offer and receive cash, NEFT, or UPI transfer immediately. Your gold stays safe in our insured vault.
We may be new, but our commitment to transparency, speed, and customer care is unmatched. Here's what you can always count on.
No hidden fees. No surprise charges. Every term, rate, and condition is explained clearly before you sign anything.
We respect your time. From the moment you walk in, our team works swiftly to get your loan approved and disbursed in under 30 minutes.
We treat your jewellery with the utmost care and respect. Stored securely, returned safely — always in the exact condition you left it.
Our loan advisors are available 7 days a week. Get personalized guidance on the best gold loan product for your needs.
📞 1800-123-4567 (Toll Free)Visit us at any branch or fill in the form and our team will reach out within 30 minutes during business hours.
42 Finance Street, Commercial Zone
Mumbai – 400 001, Maharashtra
1800-123-4567 (Toll Free)
+91 98765 43210
support@karikkotu.com
loans@karikkotu.com
Monday – Saturday: 9:00 AM – 6:00 PM
Sunday: 10:00 AM – 2:00 PM